Welcome to Cottage Row in the historic town of Urbanna! This classic 3-bedroom home (with potential for a 4th) has been thoughtfully updated while preserving its charm. Featuring new mini-split HVAC systems for efficient heating and cooling, a freshly painted kitchen, and newer carpet and paint throughout, this home is move-in ready. Enjoy the enclosed side porch with stacked washer & dryer, and peace of mind with a recently painted metal roof plus plumbing and electrical upgrades already completed. Set on a fenced corner lot with beautiful views of the mouth of Urbanna Creek and the Rappahannock River, the property offers a storage shed and off-street parking. Located just a short walk or golf cart ride from Waterman’s Park, the town pool, park, boat ramp, and all of Urbanna’s amenities, this home makes enjoying coastal small-town life easy. Connected to town water and sewer. Shown by appointment only. Come experience the charm of Urbanna — home of the world-famous Urbanna Oyster Festival!